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In the present global economic and credit crisis situation, I witnessed something which I never expected to witness during my lifetime. Pawnbroking industry, once more, is becoming a highly respected and heavily trusted customer credit source is that incident? Pawnbroking is the oldest surviving form of consumer credit and is in practice for over 3000 years, the reputation of the industry was ruined, especially in the UK, due to various reasons Cheap Marko Rog Jersey , in the last century.

By 1980, the industry was visibly suffering from low reputation and had shrunk slightly in size and at times, it was even considered to be a form of anachronism. Pawn shops were thought to be source for money for thieves, drifters and indigents. The mainstream consumer credit adopted an overzealous attitude and allowed pawnbrokers t come back to life. This was the result of an increased need of consumer credit, mainly fuelled by the aggressive marketing of the mainstream lenders. We knew very little of what to expect.

However, the pawnbroking industry continued to thrive and flourish and by 1990s, the publicly owned pawnbroking company came into existence. This was the first of its kind and the industry was amazed. As these companies kept forming, and more importantly, growing, the industry turned around and the level of professionalism became predominant culture in these newly formed companies. The industry regained lost respect and became the source of urgent and short term consumer credit, once more. Pawnbrokers wanted to wash away the stains on their reputations but a majority of considers were still being the proverbial burnt child and were hesitant to believe them.

However Cheap Marko Pjaca Jersey , by the 2000s, the overblown bubble of consumer credit began to lose air. The sub-prime mortgage industry started the bandwagon and soon, many other industries followed the suit. The government handled the situation well and the greedy were judged and the economy took a new turn. Now we see the very same consumers taking a renewed interest in the lowly pawnbrokers. Their perception of these pawnbrokers seem to have changed with time. Queen Henrietta Maria took pawn loan, in 1600s, to help her husband with funds for his war. The same importance can be placed on the mortgage of a recreational vehicle for a pawn loan to stop the foreclosure of the main residence. While this comparison might seem exaggerated, the pawnbroking in UK is on the rise again. This time they have the opportunity to rewrite the history and change the common perception about them, for once and all.

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